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It pays to know the latest tips for comparing Pennsylvania car insurance quotes online. Even though the state of Pennsylvania ranks 18th in terms of auto insurance costs, one of its cities ranks much higher. Philadelphia is the second most expensive city for car insurance in the nation. Before investing in coverage, make sure you get a variety of Pennsylvania car insurance quotes, and follow these four tips, to compare them first.
Tip One: Make sure you only use free online quote tools. No insurer or web site should be charging you anything to shop around for the best prices.
Tip Two: Use a quote tool that compares multiple insurance providers at once for the most effective use of your time.
Tip Three: Know how much car insurance coverage you want to carry before you begin. Most companies will quote you on the industry standard $100,000, $300,000, $100, 000 liability policy, even though the state minimums here require only $15,000, $30,000, $5,000. It is to your benefit to go with the higher amounts which provide a more realistic level of coverage for accidents in PA. You will also need Personal Injury Protection (PIP) coverage in the state. When comparing prices, make sure the prices you are looking at are based on the same level of coverage.
Tip Four: When you have narrowed the choices down based on price, be sure to check the company itself out. It must be licensed to do business in Pennsylvania. It should also have an A or better rating with one of the independent insurance ratings companies like A.M. Best, for you to know that it is financially stable. These things can be easily checked online.
See Also : Insurance, Auto Insurance dc auto insurance
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